/* ============================================================
   AMBIZENT Real Estate & Mortgage — realestate.ambizent.com
   Palette drawn from brand mark: royal navy + ambition orange
   ============================================================ */
:root{
  --navy:#10419b;          /* brand wordmark blue */
  --navy-deep:#0a2a66;     /* dark sections */
  --navy-ink:#132039;      /* body headings */
  --amber:#e8871e;         /* brand peak orange */
  --amber-soft:#fdf1e2;
  --paper:#fbfcfe;
  --mist:#eef3fb;          /* light blue tint panels */
  --line:#d8e1f0;
  --slate:#48566e;         /* body text */
  --white:#ffffff;
  --radius:14px;
  --shadow:0 10px 30px -12px rgba(16,65,155,.18);
  --font-display:"Bricolage Grotesque",system-ui,sans-serif;
  --font-body:"Public Sans",system-ui,sans-serif;
  --font-mono:"IBM Plex Mono",ui-monospace,monospace;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
body{font-family:var(--font-body);color:var(--slate);background:var(--paper);line-height:1.65;font-size:16.5px;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--navy);text-decoration:none}
a:hover{text-decoration:underline}
:focus-visible{outline:3px solid var(--amber);outline-offset:2px;border-radius:4px}
.wrap{max-width:1140px;margin:0 auto;padding:0 22px}
h1,h2,h3,h4{font-family:var(--font-display);color:var(--navy-ink);line-height:1.15;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.6vw,3.4rem);font-weight:800}
h2{font-size:clamp(1.5rem,3vw,2.15rem);font-weight:700}
h3{font-size:1.18rem;font-weight:700}
p+p{margin-top:.9em}

/* eyebrow labels */
.eyebrow{display:inline-flex;align-items:center;gap:.5rem;font-family:var(--font-mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--amber);font-weight:600;margin-bottom:.8rem}
.eyebrow::before{content:"";width:22px;height:3px;background:var(--amber);border-radius:2px}

/* ---------- header ---------- */
.topbar{background:var(--navy-deep);color:#cdd9f2;font-size:.8rem;padding:.42rem 0}
.topbar .wrap{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:600}
header.site{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:.65rem 0;gap:1rem}
.brand img{height:56px;width:auto}
.nav-links{display:flex;align-items:center;gap:1.4rem;list-style:none}
.nav-links a{font-weight:600;font-size:.93rem;color:var(--navy-ink)}
.nav-links a:hover{color:var(--navy);text-decoration:none}
.nav-links a.active{color:var(--amber)}
.btn{display:inline-block;background:var(--amber);color:#fff;font-weight:700;font-family:var(--font-display);padding:.68rem 1.3rem;border-radius:9px;border:none;cursor:pointer;font-size:.95rem;transition:transform .15s,box-shadow .15s}
.btn:hover{text-decoration:none;transform:translateY(-1px);box-shadow:0 8px 18px -8px rgba(232,135,30,.7)}
.btn.ghost{background:transparent;color:var(--navy);border:2px solid var(--navy)}
.btn.navy{background:var(--navy)}
.menu-toggle{display:none;background:none;border:2px solid var(--navy);border-radius:8px;padding:.4rem .6rem;font-size:1.1rem;color:var(--navy);cursor:pointer}
@media(max-width:860px){
  .menu-toggle{display:block}
  .nav-links{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:flex-start;padding:1rem 22px 1.4rem;border-bottom:1px solid var(--line);gap:1rem;box-shadow:var(--shadow)}
  .nav-links.open{display:flex}
}

/* ---------- hero ---------- */
.hero{background:linear-gradient(160deg,var(--navy-deep) 0%,var(--navy) 78%);color:#e7eefc;position:relative;overflow:hidden}
.hero.home{background-image:linear-gradient(120deg,rgba(10,42,102,.93) 0%,rgba(16,65,155,.72) 55%,rgba(16,65,155,.40) 100%),url("../assets/img/hero-home.jpg");background-size:cover;background-position:center}
.hero::after{content:"";position:absolute;right:-140px;top:-120px;width:520px;height:520px;background:conic-gradient(from 200deg,transparent 0 70%,rgba(232,135,30,.22) 70% 78%,transparent 78%);transform:rotate(12deg)}
.hero .wrap{position:relative;z-index:1;padding-top:4.2rem;padding-bottom:3.4rem}
.hero h1{color:#fff;max-width:15ch}
.hero h1 em{font-style:normal;color:var(--amber)}
.hero p.lead{max-width:56ch;margin:1.2rem 0 1.8rem;font-size:1.08rem;color:#c8d6f2}
.hero-cta{display:flex;gap:.9rem;flex-wrap:wrap}
.peak{display:inline-block;width:0;height:0;border-left:11px solid transparent;border-right:11px solid transparent;border-bottom:16px solid var(--amber);margin-bottom:.9rem}

/* data strip — signature */
.datastrip{background:var(--navy-ink);border-top:3px solid var(--amber);color:#9fb4dc;font-family:var(--font-mono);font-size:.8rem}
.datastrip .wrap{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:0}
.datastrip .cell{padding:.95rem 1rem;border-left:1px solid rgba(255,255,255,.08)}
.datastrip .cell:first-child{border-left:none}
.datastrip b{display:block;color:#fff;font-size:1.05rem;letter-spacing:0}
.datastrip small{font-size:.68rem;letter-spacing:.08em;text-transform:uppercase}

/* ---------- sections ---------- */
section.block{padding:4rem 0}
section.block.tint{background:var(--mist)}
section.block.dark{background:var(--navy-deep);color:#c8d6f2}
section.block.dark h2,section.block.dark h3{color:#fff}
.section-head{max-width:62ch;margin-bottom:2.2rem}
.grid{display:grid;gap:1.4rem}
.grid.cols-3{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}
.grid.cols-2{grid-template-columns:repeat(auto-fit,minmax(320px,1fr))}
.grid.cols-4{grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}

.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;box-shadow:var(--shadow);position:relative}
.card h3{margin-bottom:.5rem}
.card .kicker{font-family:var(--font-mono);font-size:.7rem;letter-spacing:.12em;text-transform:uppercase;color:var(--amber);font-weight:600}
.card p{font-size:.95rem}
.card a.more{font-weight:700;font-size:.9rem;display:inline-block;margin-top:.8rem}
.card.area{border-top:4px solid var(--navy)}
.card.area:hover{border-top-color:var(--amber)}

.stat-row{display:flex;gap:1.1rem;flex-wrap:wrap;margin-top:.9rem}
.stat{font-family:var(--font-mono);font-size:.78rem;color:var(--navy-ink)}
.stat b{color:var(--navy);font-size:.95rem;display:block}

/* steps */
.steps{counter-reset:step;display:grid;gap:1rem;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem}
.step::before{counter-increment:step;content:counter(step,decimal-leading-zero);font-family:var(--font-mono);color:var(--amber);font-weight:700;font-size:.85rem;display:block;margin-bottom:.5rem}

/* ---------- tables ---------- */
table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;font-size:.92rem}
th{background:var(--navy);color:#fff;text-align:left;padding:.75rem .9rem;font-family:var(--font-display);font-weight:600;font-size:.85rem}
td{padding:.72rem .9rem;border-top:1px solid var(--line);vertical-align:top}
tr:nth-child(even) td{background:var(--paper)}
td.num{font-family:var(--font-mono);font-size:.85rem;white-space:nowrap}
.table-scroll{overflow-x:auto;border-radius:var(--radius)}

/* ---------- calculator (term-sheet style) ---------- */
.calc{display:grid;grid-template-columns:1fr 1fr;gap:1.6rem;align-items:start}
@media(max-width:900px){.calc{grid-template-columns:1fr}}
.panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}
.panel .panel-head{background:var(--navy-deep);color:#fff;padding:.9rem 1.4rem;border-radius:var(--radius) var(--radius) 0 0;font-family:var(--font-display);font-weight:700;display:flex;justify-content:space-between;align-items:center}
.panel .panel-head span{font-family:var(--font-mono);font-size:.7rem;color:var(--amber);letter-spacing:.12em}
.panel .panel-body{padding:1.4rem}
.field{margin-bottom:1.05rem}
.field label{display:block;font-weight:600;font-size:.83rem;color:var(--navy-ink);margin-bottom:.3rem}
.field select,.field input{width:100%;padding:.62rem .75rem;border:1.5px solid var(--line);border-radius:8px;font-family:var(--font-mono);font-size:.95rem;color:var(--navy-ink);background:#fff}
.field select:focus,.field input:focus{border-color:var(--navy);outline:none}
.field .hint{font-size:.74rem;color:#7d8aa3;margin-top:.25rem}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:.9rem}
@media(max-width:520px){.field-row{grid-template-columns:1fr}}
.result-line{display:flex;justify-content:space-between;gap:1rem;padding:.55rem 0;border-bottom:1px dashed var(--line);font-size:.92rem}
.result-line b{font-family:var(--font-mono);color:var(--navy-ink);text-align:right}
.result-line.total{border-bottom:none;border-top:2px solid var(--navy);margin-top:.4rem;padding-top:.8rem}
.result-line.total b{color:var(--navy);font-size:1.05rem}
.big-figure{background:var(--amber-soft);border:1px solid #f3d4ab;border-radius:10px;padding:1rem 1.2rem;margin-bottom:1.1rem}
.big-figure small{font-family:var(--font-mono);font-size:.68rem;letter-spacing:.12em;text-transform:uppercase;color:#a4600d}
.big-figure .val{font-family:var(--font-mono);font-size:1.9rem;font-weight:700;color:var(--navy-ink)}
.flag{border-radius:8px;padding:.7rem .9rem;font-size:.83rem;margin-top:.9rem}
.flag.ok{background:#e8f6ec;color:#1d6b35;border:1px solid #bfe4cb}
.flag.warn{background:#fdecec;color:#a02929;border:1px solid #f2c4c4}

/* ---------- FAQ ---------- */
details{background:#fff;border:1px solid var(--line);border-radius:10px;margin-bottom:.7rem;padding:0}
details summary{cursor:pointer;font-weight:700;color:var(--navy-ink);padding:1rem 1.2rem;list-style:none;position:relative;font-family:var(--font-display)}
details summary::after{content:"+";position:absolute;right:1.1rem;color:var(--amber);font-weight:700;font-size:1.2rem}
details[open] summary::after{content:"–"}
details .a{padding:0 1.2rem 1.1rem;font-size:.95rem}

/* ---------- CTA band ---------- */
.cta-band{background:linear-gradient(120deg,var(--navy) 0%,var(--navy-deep) 100%);color:#fff;border-radius:var(--radius);padding:2.4rem;display:flex;justify-content:space-between;align-items:center;gap:1.6rem;flex-wrap:wrap;position:relative;overflow:hidden}
.cta-band::before{content:"";position:absolute;left:-40px;bottom:-60px;width:200px;height:200px;background:conic-gradient(from 210deg,transparent 0 72%,rgba(232,135,30,.35) 72% 80%,transparent 80%)}
.cta-band h2{color:#fff;margin-bottom:.4rem}
.cta-band p{color:#c8d6f2;max-width:52ch}

/* breadcrumbs */
.crumbs{font-size:.8rem;font-family:var(--font-mono);padding:1rem 0 0;color:#7d8aa3}
.crumbs a{color:var(--navy)}

/* page hero (interior) */
.page-hero{background:linear-gradient(150deg,var(--navy-deep),var(--navy));color:#fff;padding:3rem 0 2.6rem;position:relative;background-size:cover;background-position:center}
.page-hero.has-img{background-blend-mode:normal}
.page-hero h1{color:#fff}
.page-hero p{color:#c8d6f2;max-width:60ch;margin-top:.8rem}

/* card thumbnails — degrade to brand gradient if image missing */
.thumb{display:block;height:180px;border-radius:12px 12px 0 0;margin:-1.6rem -1.6rem 1.1rem;background:linear-gradient(135deg,var(--navy) 0%,var(--navy-deep) 100%);background-size:cover;background-position:center;position:relative}
.card.area .thumb{border-top:none}
.thumb .thumb-tag{position:absolute;left:12px;bottom:12px;background:rgba(10,42,102,.82);color:#fff;font-family:var(--font-mono);font-size:.66rem;letter-spacing:.1em;text-transform:uppercase;padding:.3rem .55rem;border-radius:5px}

/* feature image (area / guide top) */
.feature-img{width:100%;height:clamp(240px,38vw,420px);border-radius:var(--radius);background:linear-gradient(135deg,var(--navy) 0%,var(--navy-deep) 100%);background-size:cover;background-position:center;box-shadow:var(--shadow);margin-bottom:1.6rem}
.prose .inline-img{width:100%;border-radius:var(--radius);background-size:cover;background-position:center;height:clamp(220px,32vw,340px);margin:1.6rem 0;box-shadow:var(--shadow);background-color:var(--mist)}
figure.figine{margin:1.8rem 0}
figure.figine figcaption{font-size:.8rem;color:#7d8aa3;margin-top:.5rem;font-family:var(--font-mono)}

/* prose for guides */
.prose{max-width:74ch}
.prose h2{margin:2.2rem 0 .8rem}
.prose h3{margin:1.6rem 0 .5rem}
.prose ul,.prose ol{margin:.8rem 0 .8rem 1.3rem}
.prose li{margin-bottom:.35rem}

/* ---------- footer ---------- */
footer.site{background:var(--navy-ink);color:#9fb0d0;padding:3.2rem 0 1.6rem;margin-top:0;font-size:.9rem}
footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr 1.4fr;gap:2rem}
@media(max-width:860px){footer .cols{grid-template-columns:1fr 1fr}}
@media(max-width:560px){footer .cols{grid-template-columns:1fr}}
footer h4{color:#fff;font-size:.95rem;margin-bottom:.8rem}
footer ul{list-style:none}
footer li{margin-bottom:.45rem}
footer a{color:#c3d1ee}
footer .logo-chip{background:#fff;display:inline-block;border-radius:10px;padding:.55rem .8rem;margin-bottom:1rem}
footer .logo-chip img{height:44px}
.footnote{border-top:1px solid rgba(255,255,255,.12);margin-top:2.4rem;padding-top:1.2rem;font-size:.78rem;display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;color:#7c8db0}
.disclaimer{font-size:.76rem;color:#7c8db0;margin-top:1rem;line-height:1.55}

/* whatsapp chat widget */
.wa-widget{position:fixed;right:18px;bottom:18px;z-index:80;display:flex;flex-direction:column;align-items:flex-end;gap:.7rem}
.wa-launcher{display:flex;align-items:center;gap:.55rem;background:#25d366;color:#fff;border:none;cursor:pointer;border-radius:999px;padding:.7rem 1.15rem .7rem .85rem;font-family:var(--font-display);font-weight:700;font-size:.92rem;box-shadow:0 12px 26px -8px rgba(37,211,102,.6);transition:transform .15s}
.wa-launcher:hover{transform:translateY(-2px)}
.wa-launcher svg{flex:none}
.wa-launcher-label{white-space:nowrap}
.wa-panel{width:320px;max-width:calc(100vw - 36px);background:#fff;border-radius:16px;overflow:hidden;box-shadow:0 24px 60px -18px rgba(16,32,57,.45);border:1px solid var(--line);animation:waIn .18s ease-out}
@keyframes waIn{from{opacity:0;transform:translateY(12px) scale(.97)}to{opacity:1;transform:none}}
@media (prefers-reduced-motion:reduce){.wa-panel{animation:none}}
.wa-panel-head{background:#075e54;color:#fff;padding:.85rem 1rem;display:flex;align-items:center;gap:.65rem}
.wa-avatar{width:38px;height:38px;border-radius:50%;background:#25d366;color:#fff;display:flex;align-items:center;justify-content:center;font-family:var(--font-display);font-weight:800;flex:none}
.wa-panel-head strong{display:block;font-family:var(--font-display);font-size:.95rem;line-height:1.2}
.wa-panel-head span{font-size:.74rem;color:#b9e6c9}
.wa-close{margin-left:auto;background:none;border:none;color:#cdeed8;font-size:1.5rem;line-height:1;cursor:pointer;padding:0 .2rem}
.wa-close:hover{color:#fff}
.wa-panel-body{padding:1.4rem 1rem;background:#e5ddd5 url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='40' height='40'%3E%3Ccircle cx='20' cy='20' r='1' fill='%23000' opacity='.03'/%3E%3C/svg%3E")}
.wa-bubble{background:#fff;border-radius:4px 12px 12px 12px;padding:.7rem .85rem;font-size:.88rem;color:var(--navy-ink);box-shadow:0 1px 2px rgba(0,0,0,.12);position:relative}
.wa-send{display:block;text-align:center;background:#25d366;color:#fff;font-family:var(--font-display);font-weight:700;padding:.85rem;font-size:.92rem}
.wa-send:hover{text-decoration:none;background:#1fbb59}
@media(max-width:520px){.wa-launcher-label{display:none}.wa-launcher{padding:.85rem;border-radius:50%}}