Property financing, by developer
The one thing no other UAE site shows you: which banks finance each developer, their payment plans, and your mortgage — all in one place.
Buying off-plan? Every developer has different payment plans and a different list of banks willing to finance them. We bring both together: pick a developer to see its plans, which banks lend against it, the off-plan rules, and our full calculator — then we compare your rate across 20+ banks, free.
Developer financing guides
Developer financing — the essentials
Which developers can I get a mortgage for?
Banks most readily finance blue-chip master developers — Emaar, DAMAC, Sobha, Nakheel, Meraas, Aldar and similar — both at handover and, for eligible projects, off-plan. Boutique developers are financed case-by-case at handover. We confirm exactly which banks finance your specific project.
Should I take the developer's payment plan or a mortgage?
It depends on the plan and your cash position. Developer plans (e.g. DAMAC's 1% monthly, Sobha's 60/40) spread payments interest-free during construction; a mortgage lets you preserve cash but is capped at 50% LTV off-plan. Most buyers use the developer plan through construction, then mortgage the handover payment at up to 80%. We model both for you, free.
What is off-plan mortgage financing?
An off-plan mortgage lets you bring bank financing in before completion — capped at 50% loan-to-value by the Central Bank, and only on approved developers/projects at a certain construction stage (often 35%+). Availability and terms vary sharply by bank and developer; we tell you what applies to your project.
Do you charge for developer financing advice?
No. Our advice and bank comparison are free to you — the bank pays us on completion. We compare 20+ UAE banks so you get the sharpest financing for your chosen developer's property.
Found your project?
Tell us the developer and project — we'll confirm which banks finance it and bring you the sharpest rate. Free, no obligation.
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